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19-Jan-2020 00:18

However, to move money you've paid in the current tax year, you must move all of it.Note that not all Isas accept transfers - so check before you apply.The graph below shows the maximum amount you can pay into each type of Isa within one tax year, up to a total of £20,000.All UK residents aged 16 or over can have a cash Isa, although you must be 18 before you can open a stocks and shares Isa.

If your Isa isn't flexible, it means that any cash you withdraw loses its tax-free status as soon as it leaves the Isa 'wrapper' (account), and even just paying the cash back into the account would count further towards your Isa limit.

If you withdraw more than you've deposited in the current tax year, then it will be taken from money you've deposited in previous tax years.

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