Consolidating debt nonprofit organization


30-Sep-2020 09:21

Debt settlement companies also charge a fee for their "service." Often, the fee is anywhere from 15–20% of your debt.

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They’ll leave you on the hook for late fees and additional interest payments on debt they promised to help you pay!

In almost every case, you’ll have lower payments because the term of your loan is prolonged. You are only restructuring your debt, not eliminating it.

You don’t need debt rearrangement—you need debt reformation.

Some companies know holiday shoppers who don’t stick to a budget tend to overspend then panic when the bills start coming in.

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And other loan companies will hook you with a low interest rate then inflate the interest rate over time, leaving you with more debt! Your goal should be to get out of debt as fast as you can!

You consult a company that promises to lower your payment to 0 per month and your interest rate to 9% by negotiating with your creditors and rolling the two loans together into one. Who wouldn’t want to pay 0 less per month in payments?



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