Does consolidating accounts hurt fico score


19-Aug-2020 22:23

does consolidating accounts hurt fico score-76

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In other words, research your options in advance to avoid potential credit damage from applying for multiple debt consolidation loans, or ask for loan quotes based on soft credit pulls, as opposed to hard inquiries.

It heavily influences a whopping 30% of your credit score, and if you have several maxed-out cards, yours is probably sky-high.

Just be sure you’ve considered all the Nerds’ points before moving forward with consolidation.