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Please keep the chat clean or you might get banned for any of the rules mentioned above.We are also working on a "Report" feature that will let you report bad users easily.We do not keep our users' data or messages sent here, Chattusa automatically deletes all your message history whenever you logout, making Chattusa totally Anonymous and secure. We are trying our best to keep the Chat rooms as clean as possible, we are banning bots and bad users every day.More than 30,000 users have been banned due to unwanted behavior.11 October 2018: We redesigned the home page making it easier to use and clutter-free.We also implemented a new Ban System that bans bad users and robots from the Chat, as well as a new contact us page so you can report issues to us.Credit rating agencies build up files on all of us based on a mix of publicly-available information (such as whether you’re on the Electoral Roll) and data from financial companies about products you have or have had, such as loans and credit cards.From this they calculate a credit score, which companies check when they’re working out whether to give you a product, and on what terms.
Missing payments, as you’d expect, will lower your score.As well as all the card features, it’s important to know your chances of being accepted for a card, so you can make sure you choose the right card for you, and protect your credit score as much as possible.If you’d prefer to look at some credit cards without this extra information, you can see all cards here.Every time someone looks at your file, it is recorded as a ‘hard’ or ‘soft’ search.
Finance companies make hard searches when you apply to them for a credit product, and each hard search remains on your credit report for two years.You can use the Eligibility Checker as often as you like over any period without risking damage to your file.