Get cash back for consolidating your student loans
Next, get a copy of your credit reports and review them for accuracy.
You should also understand your credit scores, because debt consolidation lenders will review your credit reports and scores when deciding whether to approve you for a loan.
But if your credit is in the fair to poor range, it may be a little trickier to consolidate your debts.
However, there are loans geared to people with less established credit or lower credit scores.
This calculation will help you understand how much money you can save in interest by using a debt consolidation loan.List out how many debts you're paying each month, and calculate the total dollar amount of debt you need to consolidate.