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The issuer isn’t required to refund the fee or interest charges, but it’s probably worth a second shot if you usually pay on time and regularly use the card.
Being polite and not making demands is most likely to prompt a refund, but dropping hints that you’re considering switching to a different company could be a solid last-ditch option.
You can also private chat, choose an avatar and change your font settings.
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That can be a great way to avoid of the pain that comes with missing a payment, but keep in mind that you’ll still be on the hook for any interest accrued (the variable APR for purchases and balances transfers after the intro period is 16.74% - 26.74%).
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